How to deal with debt collectors?
When receiving claims for debt repayment, it is first necessary to understand whether the claims made are legitimate. To do this, ask a credit institution or collection agency for documents confirming the existence of the debt - a loan agreement, a guarantee agreement, a collateral agreement, etc.
In the practice of our Law Office, there are often cases of “double debt collection” - a situation where the entire amount due under the contract has already been paid, but the collectors do not hesitate to demand that the non-existent “debt” be repaid again. There are also situations where signatures on loan agreements are forged.
In such situations, it is necessary to immediately contact the court with a request to challenge the transaction in court. A positive outcome of such a case guarantees the termination of collection work, and all legal costs incurred will be recovered from the collectors.
Important: debt collection claims are subject to a three-year statute of limitations, after which debt collectors are unable to claim the debt in the manner prescribed by law in court.
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